Solo 401k Max Contribution 2025. Employer matches don’t count toward this limit and can be. Use the solo 401 (k) contribution comparison to estimate the potential contribution that can be made to a solo 401 (k) plan, compared to profit sharing, simple, or sep plan.

For 2025, the 401 (k) limit for employee salary deferrals is $23,500, which is above the 2024 401 (k) limit of $23,000. Use the solo 401 (k) contribution comparison to estimate the potential contribution that can be made to a solo 401 (k) plan, compared to profit sharing, simple, or sep plan.